Partner Program

A referral fee on every
business we fund.

Refer businesses that need capital to EQ Funding. One application routes across 50 specialized lenders who compete to fund it — and when a deal closes, you earn. Free to join.

Free to join · Earn on every funded deal · Track referrals in real time

$5,000 to a business broker on a $6M acquisition loan $4,000 to an equipment dealer on a $1.2M equipment deal $2,500 to a fractional CFO on a $750K term loan $4,000 to a truck & fleet sales rep on a $3M fleet package $1,500 to a commercial insurance broker on a $300K equipment deal $5,000 to an M&A advisor on an $8M term loan $2,500 to a merchant services rep on a $900K revenue-based deal $4,000 to a payments consultant on a $1.5M term loan $1,000 to a commercial real estate broker on a $5.5M CRE deal $2,500 to an accountant on a $600K line of credit $5,000 to a commercial loan officer on a $5.2M term loan $1,500 to a franchise consultant on a $350K startup capital deal $4,000 to a staffing agency owner on a $2M term loan $2,500 to a solar sales consultant on an $800K equipment deal $1,500 to a dental practice consultant on a $400K equipment deal $4,000 to a business consultant on a $2.5M term loan
50
Specialized lenders
8
Capital products
24h
First offers
$0
Cost to partners
Free to join Paid on funded deals Real-time tracking United States & Canada No quotas, no minimums
Why refer to EQ Funding

Better for the business. Better for you.

Sending a business to a single lender means one shot at one offer. Sending them to EQ Funding means 50 lenders competing — a better outcome for them, and a far better chance your referral funds.

01

50 lenders, one referral

Each business is routed to the lenders most likely to fund it. They compete; your referral gets real, side-by-side offers — and a better shot at closing.

02

Paid on every funded deal

You earn a referral fee on each business that funds. Fees run $500–$5,000 per funded deal, on a published schedule.

03

Free to join, no quota

No cost and no minimums. Sign up, get your referral link and code, and start sending businesses today.

04

Track everything live

See every referral and exactly what funds from your partner dashboard — payouts included.

Why the network wins

One bank can say no. Fifty can say yes.

When a business applies to a single bank, it's betting everything on one lender's appetite that week. Most declines aren't a verdict on the business — they're about that one lender's box. Refer to EQ Funding and the same file goes to the lenders most likely to fund it, all at once.

One lender

The single-bank gamble

  • One credit box, one take-it-or-leave-it answer.
  • A single decline ends the deal — and your referral.
  • Slow, manual underwriting with no leverage on terms.
  • The business starts over elsewhere — and the referral goes nowhere.
EQ Funding · 50 lenders

The network advantage

  • One application, routed to the lenders most likely to say yes.
  • Fifty lenders compete — a far higher chance of a real offer.
  • Side-by-side offers in about 24 hours, funding in 48.
  • Your referral funds — and pays you when it does.
Example referral feesillustrative
Acme Construction
$4,000fee
$1.2M · equipment
Funded
Bright Dental
$2,500fee
$750K · term loan
Funded
North Freight Co
$750fee
$1.5M · factoring
In review

Illustrative examples from our published fee schedule: $500–$5,000 per funded deal by size ($250–$1,000 on SBA, commercial real estate & invoice factoring). The full ladder is shown in your dashboard.

What we finance

Eight products across the capital stack.

Whatever your referral needs, there's a product and a lender for it — and one application covers all of them.

Term Loans

Fixed-rate capital, 2–10 year terms

SBA 7(a) & 504

Government-backed, low-rate financing

Lines of Credit

Revolving capital, draw on demand

Revenue-Based Financing

Funding tied to receivables, no collateral

Equipment Financing

Asset-secured, Section 179 friendly

Invoice Factoring

Same-day cash from outstanding AR

Startup Capital

Underwritten on projections, not just revenue

Commercial Real Estate

Owner-occupied, SBA 504, bridge & more

Who partners with us

For the professionals business owners already trust.

Our best partners already sit between a business and the moment it needs capital. If that's you, the fee attaches to work you already do.

Equipment & vehicle sales

Finance big-ticket units at the point of sale

Commercial real estate brokers

Refer the debt side of every deal

Business brokers & M&A advisors

Acquisition capital for buyers

Accountants & fractional CFOs

Capital for the clients you advise

Commercial insurance brokers

A second line on existing relationships

Merchant services & POS reps

Working capital from daily revenue

Franchise consultants

Startup & SBA capital for franchisees

Other professional advisors

Consultants, agencies, industry specialists

How you earn

Four steps. Mostly automatic.

STEP 01

Join free

Create your partner account in a minute and get your unique referral link and code.

STEP 02

Refer a business

Share your link, give out your code, or have them enter your name on the application.

STEP 03

We route & fund

One application hits the lenders most likely to fund it. They compete; the business funds.

STEP 04

You get paid

Earn a referral fee on every deal that closes — tracked live in your dashboard.

Getting credited

One of three ways to get credited — all automatic.

WAY 01

Share your link

Send your unique referral link. Anyone who applies through it is credited to you automatically.

WAY 02

Give out your code

Hand a business your referral code to enter on the application — it ties the deal to you.

WAY 03

Have them name you

Or just have the business enter your name as their referrer on the application. Either way, you're credited.

What you get

Everything you need to refer and earn.

→ LINK

Your link & code

Share a link, hand out a code, or have businesses name you. All three credit you automatically.

→ LIVE

Real-time dashboard

See every referral and exactly what funds — status and payouts, updated live.

→ PAID

Automatic payouts

Add your bank details once during a quick onboarding and you're paid automatically on every funded deal — no invoicing, no chasing.

→ FREE

No cost, no exclusivity

Nothing to join, no quotas, no lock-in. Keep referring entirely on your terms.

→ 50

A network that competes

50 lenders across 8 products means a higher chance your referral funds.

→ HELP

Partner support

Questions on a deal or a payout? Reach a real person at hello@eqfunding.com.

About EQ Funding

Capital infrastructure for US and Canadian businesses.

EQ Funding replaces the one-bank gamble with a single application that routes across a network of 50 specialized lenders — so businesses get real, competing offers in about 24 hours and fund in 48. We're paid by lenders only when a deal closes, which means our incentives line up with yours. Serving businesses across the United States and Canada.

Founded 2024 Coverage US & Canada 8 capital products 50 specialized lenders
FAQ

Questions, answered.

How much does it cost to join?
Nothing. The partner program is free — no fees, no quotas, and no exclusivity. There is no charge at any point.
When and how do I get paid?
You earn a referral fee once a business you referred funds. During a quick onboarding you securely connect your bank details once — after that, payouts are deposited automatically on every funded deal and tracked in your partner dashboard. No invoicing, no chasing.
How are my referrals tracked?
Three automatic ways: your unique referral link, your referral code entered on the application, or the business simply entering your name as their referrer.
Do I need a license to refer?
You're introducing businesses to us, not brokering the loan yourself. Most partners refer with no special license — rules vary by location, so check what applies to you.
What businesses qualify?
Businesses across the US and Canada that need capital — term loans, SBA, lines of credit, equipment, factoring, revenue-based financing, startup capital, and commercial real estate.
Does applying affect their credit?
No. Pre-qualification is a soft inquiry with zero impact on credit score. A hard pull only happens if the business accepts a specific lender's offer.
Do you resell or share my clients' information?
Never. We don't sell, rent, or trade the information of businesses you refer. Their details are used only to match and route their financing to the right lenders — handled securely and in line with our privacy policy. We don't cold-market unrelated products to them, and the relationship stays yours.
Is there a limit on what I can earn?
No cap. Every funded referral pays per the published fee schedule.
How fast do businesses hear back?
First offers typically arrive within 24 hours and most products fund within 48. SBA loans take longer due to government underwriting.

Earn on every deal that funds.

Create your partner account in under a minute. Get your link and code, and start referring businesses that need capital.

Become a partner →